Nice job on the part of NFIP and FEMA on getting the word out that this was coming. How many homeowners even heard of the Biggert-Waters Flood Insurance Reform Act of 2012 and who voted it in? Guess I have some research to do. Might as well send in the dozers because at that sort of rate increase many, many people will not be able to afford the insurance and selling a home that requires that sort of insurance will turn many potential buyers away. I don’t want to rant on United Nations Agenda 21, but this sure has the markings of a program that might sound the death knell for many rural communities whose economic development depends on young people’s willingness to move into communities with affordable housing and good jobs. This act pretty much has the potential to take a good portion of the Red River Valley out of the consideration of young people looking for affordable home ownership.